Read fine print when it comes to insurance

In Australia, travelers insurance is being examined. A new report states that only one in three Australian’s buy travel insurance when traveling out of country. Those amongst the least covered are those between the ages of 18 and 24. The director of Travel Insurance warns travelers purchasing insurance to read with caution the fine print. Often the fine print states that the insurance does not cover acts of terror or war. One statement from an insurance company was “basically no one is willing to insure war”. Policies are often not available for countries experiencing continuing terror acts and other countries that Australia advises against traveling to. These countries include Afghanistan, Burundi, Central African Republic, Iraq, Somalia and Sudan. If an act of terrorism does occur you are not covered medically by the policy but they will do whatever they can to get you out of the situation. One example of an unexpected attack was two British newlyweds who were honeymooning in Maldives were injured in a bombing and were not covered by medical because the incident was an act of terror. The Maldives government stepped in and sent them home on a plane as soon as possible to be treated for severe burns. So the moral of the lesson is to look at your policy closely and weigh your options with the country you are traveling to and how safe you will be within your stay.
http://www.smh.com.au/news/world/read-the-fine-print/2007/12/06/1196812897410.html